1. Acknowledgment and Acceptance
   Temple of Promise Apostolic Church provides the use of the Temple of Promise Apostolic Church web site (“Web Site”) to you, conditioned upon your acceptance without modification of the following terms and conditions (“Terms and Conditions”). Please review these Terms and Conditions carefully. By using this Web Site, you are agreeing to these Terms and Conditions. If you do not agree or do not wish to abide by these Terms and Conditions, you may not use this site or download material.
2. Intellectual Property Rights
   All contents, text, images, data, information and other material (“Content”) displayed, available or present on this Web Site, including any trademarks or copyrights, are the property of Temple of Promise Apostolic Church or the designated owner and are protected by applicable intellectual property laws. You agree not to infringe upon or dilute any intellectual property of Temple of Promise Apostolic Church, as well as not to remove or modify any trademark, copyright or other proprietary notice appearing on this Web Site. You are not allowed to link to, reproduce, sell, publish, distribute, modify, or display this Web Site or any Content without the prior written permission of Temple of Promise Apostolic Church.
3. Authorized and Prohibited Uses
   You will comply with all applicable laws in connection with your use of this Web Site. Temple of Promise Apostolic Church may in its sole discretion modify, edit, translate, suspend, restrict access to or terminate this Web Site, these Terms and Conditions, the Content or any link at any time without liability or prior notice. Temple of Promise Apostolic Church may in its discretion terminate your browsing and use of this Web Site at any time without liability or prior notice for any reason, including for any breach of these Terms and Conditions. In the event you link this Web Site to another web site to which Temple of Promise Apostolic Church objects, upon notice of such objection from Temple of Promise Apostolic Church, you agree to immediately discontinue such link. Moreover, you agree that no link shall be made to any page or frame of this Web Site except to the first or top page. Temple of Promise Apostolic Church charges no fee at this time for browsing or using this web site, but reserves the right to impose or modify fees in connection with the browsing or use of this Web Site at any time without liability or prior notice.
4. Limitation of Liability and Disclaimers
   ANY AND ALL CONTENT APPEARING ON THIS WEB SITE IS PROVIDED FOR NFORMATIONAL PURPOSES ONLY. ANY PRODUCTS OF TEMPLE OF PROMISE APOSTOLIC CHURCH AND/OR ITS AFFILIATED COMPANIES ARE SUBJECT TO THE STANDARD WARRANTY OF TEMPLE OF PROMISE APOSTOLIC CHURCH AND/OR ITS AFFILIATED COMPANIES AND OTHER TERMS AND CONDITIONS OF SALE IN THE SALES AGREEMENT BETWEEN TEMPLE OF PROMISE APOSTOLIC CHURCH AND THE PURCHASER. THIS WEB SITE, ITS CONTENT AND ITS LINKS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND ARE USED ONLY AT YOUR SOLE RISK, TO THE FULLEST EXTENT PERMISSIBLE BY LAW. TEMPLE OF PROMISE APOSTOLIC CHURCH AND ITS AFFILIATED COMPANIES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND, REGARDING THIS WEB SITE (INCLUDING ITS CONTENT, HARDWARE, SOFTWARE AND LINKS), INCLUDING AS TO FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, TITLE, NON INFRINGEMENT, RESULTS, ACCURACY, COMPLETENESS, ACCESSIBILITY, COMPATIBILITY, SECURITY AND FREEDOM FROM COMPUTER VIRUS. TEMPLE OF PROMISE APOSTOLIC CHURCH AND ITS AFFILIATED COMPANIES WILL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES, INCLUDING DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES AND/OR LOST PROFITS, IN CONNECTION WITH USE OF THE INTERNET, THIS WEB SITE, ITS CONTENT OR ITS LINKS.
5. Indemnification
   You will defend, indemnify and hold harmless Temple of Promise Apostolic Church and its affiliates, officers, directors, employees and contractors from any demands, claims, damages, liabilities, expenses or harms, including attorneys fees, arising in connection with your use of this Web Site, online conduct, breach of these Terms and Conditions or dealings or transactions with other persons resulting from use of this Web Site.
6. Applicable Law and Forum
   This Web Site, these Terms and Conditions and any disputes arising in connection therewith shall be exclusively governed by and construed in accordance with the laws of the State of Illinois without regard to its conflicts of law principles. The state and federal courts located in Chicago, Illinois shall have exclusive jurisdiction to adjudicate any dispute arising in connection with this Web Site or these Terms and Conditions. You agree to submit to the exclusive and personal jurisdiction of the state and federal courts located in Chicago, Illinois.
7. Miscellaneous
   You represent and warrant that you are authorized to enter into these Terms and Conditions on behalf of any entity which you represent. These Terms and Conditions constitute the entire agreement between the parties with respect to its subject matter and supersede any prior agreement or communication. These Terms and Conditions may only be modified by Temple of Promise Apostolic Church, at its sole discretion. If any provision of these Terms and Conditions is held to be invalid or unenforceable for any reason, then the remaining provisions will remain in full force and effect. Your obligations pursuant to these Terms and Conditions shall survive termination of this Web Site, any use by you of this Web Site and any Content, or these Terms and Conditions.

INTRODUCTION/ NOTICE AND ACCEPTANCE OF TERMS OF PRIVACY POLICY
Your use of our website constitutes your acceptance of the following terms of our website Privacy Policy, as amended or revised by us. You should therefore review this Privacy Policy regularly to ensure that you are aware of its terms. This Privacy Policy describes the information that we collect through our website www.northstarlenders.com and how we use that information. If you have any questions or comments about this Privacy Policy or how your personal information may be used or affected by your use of our website, please email Temple of Promise Apostolic Church at vision@templeofpromisechurch.com.

THE INFORMATION THAT WE COLLECT
You do not have to provide personal information to use this website. However, certain services which you may subscribe for through this website may require you to provide personal information, such as your name, address, email address and other contact information. We use such personal information to respond to your inquiries. If you decide at any time that you no longer wish to receive mailings from us, please refer to the paragraph below headed 'Opt Out'. In addition, and as is typical of websites generally, incidental to your use of this website, our web server may automatically log certain information such as the name of your internet service provider, the IP address of the computer you are using, the type of browser software and operating system that you use, the date and time you access our website, the website address, if any, from which you linked directly to our website, the website address, if any, to which you travel from our website, and other similar traffic-related information. We may also aggregate information relating to your and other visitors' traffic patterns. We use the foregoing information to help us improve our website and the services that we provide through the website. We do not use such data in any way to create or maintain a personal profile of you or to collect personal information from you.

Generally, we will not disclose information we collect through your use of our website to third parties. We reserve the right, however, to provide such information to our employees, contractors, agents, and designees to the extent necessary to enable them to perform certain website-related services (e.g., web hosting or maintenance services) on our behalf. We also reserve the right to disclose such information to any third party if we believe that we are required to do so for any or all of the following reasons: (i) by law; (ii) to comply with legal processes or governmental requests; (iii) to prevent, investigate, detect or prosecute criminal offences or attacks on the technical integrity of the web site or our network; and/or (iv) to protect the rights, property, or safety of Temple of Promise Apostolic Church, the users of the website, or the public.

USE OF COOKIES
We do not use cookies on our web site to collect information on or from our users.

OPT OUT
If you no longer wish to receive materials from us or want your personal information removed from Temple of Promise Apostolic Church database, please contact us at vision@templeofpromisechurch.com. Alternatively, when you receive materials from us by e-mail or other communications, you can make use of the "opt out" provision in such communications so that we know that you no longer wish to receive such materials from us.

REVISIONS TO PRIVACY POLICY
The Internet and the benefits it offers are evolving rapidly, as are the ways in which people use the Internet and the laws surrounding such use. Temple of Promise Apostolic Church therefore reserves the right to update and revise this Privacy Policy at any time. You can determine if this Privacy Policy has been revised by referring to the "Last Updated" date at the top of this page, or if you send us an e-mail at info@refugetempleapostolic.org.

LINKS TO OTHER SITES
This website may contain links to other sites. Please be aware that we are not and cannot be responsible for the privacy practices of such other sites and that this Privacy Policy applies solely to the information which we collect through this website. We encourage you to ensure that you read the privacy statements of all the destination sites which you visit.